Administrative Information
How the Benefits Handbook Is Used
Administrative Details about the Plans
The $1,600 and $3,200 Deductible Plans and Surest Copay Plan
The Basic Life Insurance Plan
The Basic Long Term Disability Plan
Teladoc Medical Experts Program
The Business Travel Accident Insurance Plan
Dental Plan
The Dependent Care Flexible Spending Account Plan (DCFSA)
The Employee Assistance Program (EAP)
The Group Benefits Plan
The Group Variable Universal Life Insurance (GVUL) Plan
Hawaii - HMSA's Health Plan Hawaii Plus HMO (HMO)
Hawaii - HMSA's Preferred Provider Plan (PPP)
The Health Advocate Program
The Health Care Flexible Spending Account Plan (HCFSA)
The Health Savings Account (HSA)
The Individual Disability Insurance Plan
The Legal Assistance Plan
The Limited Purpose Health Care Flexible Spending Account Plan (LPHCFSA)
Long Term Disability Bonus Income Plan
The Sword Health Digital Physical Therapy Program
The Sword Health Wellness Prevention Program
The Marsh & McLennan Companies Health & Welfare Benefits Program
The Marsh & McLennan Companies Retirement Plan
The MSK Direct Program
The Optional Long Term Disability Plan
The Voluntary AD&D Plan
The Retiree Reimbursement Account Plan (RRA)
The Marsh & McLennan Companies 401(k) Savings & Investment Plan
The MMA 401(k) Savings & Investment Plan
The Short Term Disability Benefits Payroll Policy
The Vision Care Plan
Other Administrative Details
ERISA and Your Rights under ERISA
Summary Plan Descriptions
Annual Funding Notice and Summary Annual Reports
Plan Summaries
Official Plan Documents
Plan Amendments
Plan Termination
Claims, Reviews, and Appeals
Right of Recovery/Subrogation
Conversion or Portability Rights
Non-Assignment of Benefits
About Plan Coverage
Other Important Information about the Plans
MMC Benefits Handbook
The Marsh & McLennan Companies Retirement Plan
Plan Name
Marsh & McLennan Companies Retirement Plan
Plan Number
001
Plan Type
The Retirement Plan is a funded, tax-qualified defined benefit pension plan under which benefits are determined under a formula and Company contributions are actuarially determined.
Plan Year
The plan year is January 1 - December 31.
Plan Sponsor
The Plan Sponsor is:
Marsh McLennan
1166 Avenue of the Americas
New York, NY 10036-2774
Information regarding eligibility to participate in the Marsh & McLennan Companies Retirement Plan can be found in the Marsh & McLennan Companies Retirement Plan section of the Benefits Handbook.
Plan Administrator
The Plan Administrator is the Marsh & McLennan Companies, Inc. Benefits Administration Committee. The committee can be reached at:
Plan Administrator – Marsh & McLennan Companies Retirement Plan
c/o Global Benefits Department – 31st Floor
1166 Avenue of the Americas
New York, NY 10036
Telephone: +1 212 345 5000
The Plan Administrator has full discretion and authority to control and manage the operation and administration of the Plan. Day-to-day plan administration and recordkeeping is provided through a contract with an outside administrative services provider.
Source of Benefits Funding and Trustee
The tax qualified Retirement Plan is funded entirely through Company contributions and investment gains. Expenses not paid by the Company may be paid from the trust. The assets under the Retirement Plan are held in a tax-exempt master trust by the following trustee:
Marsh & McLennan Companies Master Retirement Savings Trust
The Northern Trust Company of Chicago, Illinois
50 South La Salle Street
Chicago, Illinois 60690
An Investment Committee of 3 or more persons is appointed by the Global Benefits Oversight Committee to manage and supervise Plan Investments.
Claims Administrator
For filing a claim:
Plan Administrator
c/o Global Benefits Department – 31st Floor
1166 Avenue of the Americas
New York, NY 10036
Telephone: +1 212 345 5000
For appealing a claim:
Plan Administrator – Marsh & McLennan Companies Retirement Plan
c/o Global Benefits Department – 31st Floor
1166 Avenue of the Americas
New York, NY 10036
Telephone: +1 212 345 5000