MMC Benefits Handbook
Participating in Insurance Benefits
"You," "Your," and "Employee"
As used throughout this plan summary, "employee", "you" and "your" always mean:
  • For Marsh & McLennan Companies participants: a US regular employee of Marsh & McLennan Companies or any subsidiary or affiliate of Marsh & McLennan Companies (other than MMA).
  • For MMA participants: a US regular employee of MMA-Corporate, MMA-Alaska, MMA-Northeast, Security Insurance Services of Marsh & McLennan Agency LLC or Marsh & McLennan Agency LLC, Private Client Services - National Region (MMA PCS - National).               
In addition, references in this section to Marsh & McLennan Companies mean Marsh McLennan.
This section explains which employees are eligible to participate in Marsh McLennan insurance benefits other than Business Travel Accident. For Business Travel Accident (BTA) eligibility refer to the BTA section. This section also explains which of your family members are eligible to participate in the plans that provide dependent coverage. If you need additional information regarding eligibility, refer to the individual benefit plan section.