MMC Benefits Handbook
Official Plan Documents
This Benefits Handbook serves as the official plan document for the following plans:
  • The $1,600 and $3,200 Deductible Plans (through Aetna and Anthem BCBS)
  • The Surest Copay Plan
  • The Basic Life Insurance Plan
  • The Basic Long Term Disability Plan
  • The Teladoc Medical Experts Program
  • The Business Travel Accident Insurance Plan
  • The Dental Plan
  • The Employee Assistance Plan (EAP)
  • The Group Variable Universal Life Insurance (GVUL) Plan
  • The Hawaii HMSA's Health Plan Hawaii Plus Plan (HMO)
  • The Hawaii HMSA's Preferred Provider Plan (PPP)
  • The Health Care Flexible Spending Account Plan (HCFSA)
  • The Individual Disability Insurance Plan
  • The MSK Direct Program
  • The Legal Assistance Plan
  • The Limited Purpose Health Care Flexible Spending Account Plan (LPHCFSA)
  • The Long Term Disability Bonus Income Plan
  • The Optional Long Term Disability Plan
  • The Voluntary AD&D Plan
  • The Retiree Reimbursement Account Plan (RRA)
  • The Vision Care Plan
How to Obtain Plan Documents
Copies of plan documents and certain related documents such as insurance company contracts and trust agreements (to the extent applicable), are available to review upon written request to the Plan Administrator or Marsh & McLennan's General Counsel. A copy of any of these documents will be furnished to a plan participant or beneficiary (or an authorized representative) upon request at a reasonable charge of up to 25 cents per page to cover reproduction. Note that this Benefits Handbook constitutes the plan document for the specific plans listed above.