Administrative Information
How the Benefits Handbook Is Used
Administrative Details about the Plans
The $1,600 and $3,200 Deductible Plans and Surest Copay Plan
The Basic Life Insurance Plan
The Basic Long Term Disability Plan
Teladoc Medical Experts Program
The Business Travel Accident Insurance Plan
Dental Plan
The Dependent Care Flexible Spending Account Plan (DCFSA)
The Employee Assistance Program (EAP)
The Group Benefits Plan
The Group Variable Universal Life Insurance (GVUL) Plan
Hawaii - HMSA's Health Plan Hawaii Plus HMO (HMO)
Hawaii - HMSA's Preferred Provider Plan (PPP)
The Health Advocate Program
The Health Care Flexible Spending Account Plan (HCFSA)
The Health Savings Account (HSA)
The Individual Disability Insurance Plan
The Legal Assistance Plan
The Limited Purpose Health Care Flexible Spending Account Plan (LPHCFSA)
Long Term Disability Bonus Income Plan
The Sword Health Digital Physical Therapy Program
The Sword Health Wellness Prevention Program
The Marsh & McLennan Companies Health & Welfare Benefits Program
The Marsh & McLennan Companies Retirement Plan
The MSK Direct Program
The Optional Long Term Disability Plan
The Voluntary AD&D Plan
The Retiree Reimbursement Account Plan (RRA)
The Marsh & McLennan Companies 401(k) Savings & Investment Plan
The MMA 401(k) Savings & Investment Plan
The Short Term Disability Benefits Payroll Policy
The Vision Care Plan
Other Administrative Details
ERISA and Your Rights under ERISA
Summary Plan Descriptions
Annual Funding Notice and Summary Annual Reports
Plan Summaries
Official Plan Documents
Plan Amendments
Plan Termination
Claims, Reviews, and Appeals
Right of Recovery/Subrogation
Conversion or Portability Rights
Non-Assignment of Benefits
About Plan Coverage
Other Important Information about the Plans
MMC Benefits Handbook
The Basic Life Insurance Plan
Plan Name
Marsh & McLennan Companies Basic Life Insurance Plan
The plan forms part of the Marsh & McLennan Companies Health & Welfare Benefits Program.
Plan Number
501
Plan Type
This is a life insurance plan.
Plan Year
The plan year is January 1 - December 31.
Plan Sponsor
The Plan Sponsor is:
Marsh McLennan
1166 Avenue of the Americas
New York, NY 10036
Plan Administrator
The Plan Administrator is Marsh & McLennan Companies, Inc. Benefits Administration Committee and can be reached at:
Plan Administrator – Basic Life Insurance
c/o Global Benefits Department – 31st Floor
1166 Avenue of the Americas
New York, NY 10036
Telephone: +1 212 345 5000
The Plan Administrator is responsible only for determining eligibility to participate in the plan.
Group Contract Number
The group insurance contract number is 1098400.
Source of Benefits Funding and Trustee
The Basic Life Insurance Plan is fully insured through contracts with the Metropolitan Life Insurance Company (MetLife). MetLife, who administers and processes claims for this plan, except with respect to claims for eligibility to participate in the plan, is solely responsible for paying benefits. Contributions are intended to be made solely by the Company. These contributions are held in the Marsh & McLennan Companies Employer Funded Welfare Benefit Trust by the trustee:
The Bank of New York Mellon
135 Santilli Highway
Everett, MA 02149
Premiums are payable solely from the trust.
Claims Administrator
Metropolitan Life Insurance Company
200 Park Avenue
New York, NY 10166
For filing a claim:
MetLife
Group Life Claims
P.O. Box 3016
Utica, NY 13504
For appealing a claim:
MetLife
Group Life Claims
P.O. Box 3016
Utica, NY 13504
For converting your coverage:
Metropolitan Life Insurance Company
Phone: +1 877 431 1167
Website: www.metlife.com/metlife-advice