The Health Care Flexible Spending Account Plan (HCFSA)

MMC Benefits Handbook

Plan Name

Marsh & McLennan Companies Health Care Flexible Spending Account Plan

The plan forms part of the Marsh & McLennan Companies Health & Welfare Benefits Program.

Plan Number

501

Plan Type

This is a health care flexible spending account plan.

Plan Year

The plan year is January 1 - December 31.

Plan Sponsor

The Plan Sponsor is:

Marsh McLennan
1166 Avenue of the Americas
New York, NY 10036

Plan Administrator

The Plan Administrator is Marsh & McLennan Companies, Inc. Benefits Administration Committee and can be reached at:

Plan Administrator – HCFSA
c/o Global Benefits Department – 31st Floor

1166 Avenue of the Americas

New York, NY 10036
Telephone: +1 212 345 5000

The Plan Administrator is responsible only for determining eligibility to participate in the plan.

Group Contract Number

The group contract number is 36-2668272.

Source of Benefits Funding

The HCFSA is self-insured by the Company through contributions intended to be made solely by participating employees. These contributions are held in the Marsh & McLennan Companies, Inc. Employer Funded Welfare Benefit Trust by the trustee:

The Bank of New York Mellon
135 Santilli Highway
Everett, MA 02149

Benefits are payable solely from the trust.

The Company has engaged the services of the Claims Administrator, who is responsible for processing claims for this self-insured plan, except with respect to claims for eligibility to participate.

Claims Administrator

For sending a claim:

Spending Account Service Center
P.O. Box 350
Conshohocken, PA 19428
Phone: +1 866 324 4087
Fax: +1 888 788 1928

For appealing a claim:

Spending Account Service Center
P.O. Box 350
Conshohocken, PA 19428
Phone +1 866 324 4087
Fax: +1 888 788 1928

For COBRA coverage:

My Benefits Service Center
Phone: +1 866 324 4087