MMC Benefits Handbook
Defense of Civil Lawsuits
Administrative Hearing Representation
This service covers you in defense of civil proceedings before a municipal, county, state or federal administrative board, agency or commission. It does not apply where services are available or are being provided by virtue of a homeowner or vehicle insurance policy. It does not include divorce or post-decree matters, paternity, support or custody matters, or litigation of a job-related incident. Administrative hearings occur when a governmental agency has a dispute with you. One example is when a zoning board has a complaint about the placement or appearance of a fence or garage.
Civil Litigation Defense
This service covers you in defense of arbitration proceeding or civil proceeding before a municipal, county, state or federal administrative board, agency or commission, or in a trial court of general jurisdiction. It does not apply where services are available or are being provided by virtue of an insurance policy. It does not include divorce or post-decree matters, paternity, support or custody matters, or litigation of a job-related incident. Services do not include bringing counterclaims, third-party or cross claims.
Incompetency Defense
This service covers you in the defense of any incompetency action, including court hearings when there is a proceeding to find you incompetent. Incompetency hearings occur when someone goes to court to obtain an order declaring that another person is incompetent to handle or care for themselves or their property. An example of this is when an adult child asks that a participant be found incompetent. The participant would be covered to defend this action.