Benefits Handbook

This service provides the opportunity to discuss with an attorney any personal legal problems that are not specifically excluded. The plan attorney will explain your rights, point out your options and recommend a course of action. The plan attorney will identify any further coverage available under the Plan, and will undertake representation if you request.

If representation is covered by the Plan, you will not be charged for the plan attorney's services. If representation is recommended, but is not covered by the Plan, the plan attorney will provide a written fee statement in advance. You may choose whether to retain the plan attorney at your own expense, seek outside counsel, or do nothing. There are no restrictions on the number of times per year you may use this service; however, for a non-covered matter, this service is not intended to provide you with continuing access to a plan attorney in order to seek advice that would allow you to undertake your own representation.

This service provides the opportunity to discuss with an attorney any personal legal problems that are not specifically excluded. The plan attorney will explain your rights, point out your options and recommend a course of action. The plan attorney will identify any further coverage available under the Plan, and will undertake representation if you request.

If representation is covered by the Plan you will not be charged for the plan attorney's services. If representation is recommended, but is not covered by the Plan, the plan attorney will provide a written fee statement in advance. You may choose whether to retain the plan attorney at your expense, seek outside counsel, or do nothing. There are no restrictions on the number of times per year you may use this service; however, for a non-covered matter, this service is not intended to provide you with continuing access to a plan attorney in order to seek advice that would allow you to undertake your own representation.