MMC Benefits Handbook
Services Not Covered
What legal services are excluded under the Plan?
The Plan excludes coverage for:
  • Matters involving the Company including its plans and policies and your employment with the Company; or matters involving your family members' employer
  • Matters involving MetLife legal plans, MetLife or network attorneys
  • Business or commercial matters (and any issue arising out of a business-related matter. For example, if you or a covered family member has a business, no services related to that business will be covered.)
  • Appeals and class-action suits
  • Any matter for which an attorney-client relationship exists prior to becoming eligible for the Plan
  • Third-party costs, such as filing fees, court fees, witness fees, etc.
  • Matters in which there is a conflict of interest between the employee and spouse or dependents in which case services are excluded for the spouse and dependents.
Can I get advice even if the service isn't covered under the Plan?
Yes. The Legal Assistance Plan provides telephone and/or office advice on personal legal matters. However, the Legal Assistance Plan is not intended to provide you with continuing access to a plan attorney for non-covered services in order to seek advice that would allow you to undertake your own representation.