MMC Benefits Handbook
When Coverage Ends
Coverage ends when the first of the following occurs:
  • the date you terminate employment
  • the date you no longer meet the eligibility requirements
  • the date the program is terminated
  • the date of your death,
Can I convert to an individual plan if my coverage ends?
You can convert your Legal Assistance Plan coverage to an individual plan at any time after your coverage ends.
There are two plan options to choose from. Both are available at a monthly rate, to be paid via ACH. You may renew your coverage each year.
To enroll in individual portability, visit metLife.com/individual-legal-plans.
The above option is not available if you are a resident of CA, HI, or ME. Please contact the Claims Administrator to continue coverage and make the required payment within 30 days of your coverage end date.
What happens if a legal matter is pending when my coverage ends?
Any case that is open and pending when coverage ends will be covered to completion. There is no time limit to complete the legal matter. However, no new legal matters may be started unless you elect to continue the Plan on an individual basis. You must pay the fee in advance of receiving any services.
Visit metLife.com/individual-legal-plans to enroll in an individual plan. Residents of CA, HI, or ME, contact the Claims Administrator to continue coverage and make the required payment within 30 days of your coverage end date.
Is there a time limit on my ongoing, plan-provided, legal representation once my coverage has been terminated?
No. There is no time limit on your coverage once you terminate. Your open and pending case will be covered to completion.