MMC Benefits Handbook
Stock Distributions
The normal form of payment under the Marsh & McLennan Companies 401(k) Savings & Investment Plan for Vested accounts over $1,000 is:
  • in-kind distribution of whole shares from the MMC Stock Fund, and
  • cash representing the value of other investments.
This means that you would receive whole shares of Marsh & McLennan Companies stock from the MMC Stock Fund, and a check for the value of other investments, as well as a check for any fractional shares of Marsh & McLennan Companies stock.
If your vested account does not exceed $1,000, even if you are invested in the MMC Stock Fund, your distribution will be made by check unless you request a distribution in Marsh & McLennan Companies stock.