Benefits Handbook

In connection with the transaction between the Company and Jardine Lloyd Thompson plc (JLT) that closed on April 1, 2019, employees of JLT who otherwise satisfied the Plan's general eligibility requirements became eligible to participate in the Plan on July 1, 2019. These employees were permitted to make employee contributions beginning July 1, 2019 and could receive Company matching contributions and fixed Company contributions (if eligible) upon attainment of one year of vesting service (taking into account service with JLT).

In addition, certain employees of JLT were also eligible to receive a separate, one-time employer contribution under the Plan (the "JLT Transition Contribution"), as further described in this section.