MMC Benefits Handbook
Dismemberment Benefits
The amount of your Dismemberment benefit depends on the type of loss. Dismemberment benefits are paid at a percentage of the death benefit as described in the charts below.
Type of Loss
Your benefit (or % of the death benefit) is:
Loss of:
 
Life
100%
Both hands or feet or sight of both eyes
100%
One hand and one foot
100%
Either hand or foot and sight of one eye
100%
Speech and hearing in both ears
100%
Quadriplegia
100%
Paraplegia
100%
Hemiplegia
100%
Either hand or foot
50%
Sight of One Eye
50%
Speech or hearing in both ears
50%
Thumb & Index finger of the same Hand
100%
Uniplegia
25%
Hearing in one ear
25%
Loss is defined as follows:
Loss of:
Definition
Hand or foot
Complete severance through or above the wrist or ankle joint.
Sight
Total and irrecoverable loss of the entire sight in that eye.
Speech
Total and irrecoverable loss of the entire ability to speak.
Hearing
Total and irrecoverable loss of the entire ability to hear in that ear (both ears).
Thumb and Index Finger
Complete severance through or above the metacarpophalangeal joint of both digits.
Quadriplegia
Complete and irreversible paralysis of both upper and lower limbs.
Paraplegia
Complete and irreversible paralysis of both lower limbs.
Hemiplegia
Complete and irreversible paralysis of both upper and lower limbs on one side of the body.
Limb
Entire arm or entire leg.
Uniplegia
Total paralysis of one limb.
If more than one loss is sustained as a result of the same accident, only one amount, the largest, will be paid.