Retiree Reimbursement Account (RRA) Plan
SPD and Plan Document
This section provides a summary of the Retiree Reimbursement Account Plan ("Plan") as of January 1, 2018.
This section, together with the Administrative Information section and the applicable section about participation, forms the Summary Plan Description and plan document of the Plan.
A Retiree Reimbursement Account (RRA) is a notional account established for certain Medicare-eligible retirees and/or their Medicare-eligible family members, each of whom meet the eligibility requirements. An RRA is governed by IRS rules which allow the amounts credited to an RRA to be used toward certain eligible healthcare expenses (for example, monthly premiums and other eligible out-of-pocket expenses including co-pays, coinsurance, deductibles, and Medicare Part B and Part D premiums).
Note: The RRA was terminated on December 31, 2016.  Consequently, there are no notional credits to the RRAs beyond December 31, 2016. 
Participants will, however, have until June 30, 2017 to submit eligible healthcare expenses for reimbursement that were incurred during the 2016 plan year. You may continue to participate in the healthcare insurance option(s) offered through Mercer Marketplace Retiree.   If you have any questions, please log on to www.retiree.mercermarketplace.com or contact Mercer Marketplace Retiree at +1 800 553 4958.
A Note about ERISA
While this Plan is generally covered by the Employee Retirement Income Security Act of 1974 (ERISA), a federal law that governs employer-sponsored plans, certain parts of ERISA do not apply to this Plan because of its status as a retiree-only plan. Your ERISA rights in connection with this Plan are detailed in the Administrative Information section.