MMC Benefits Handbook
Kaiser Medical Plan Options
Selecting a medical plan option for 2018 involves three key choices for eligible individuals.
  • Select one of four medical plan options. A range of coverage levels and costs is offered.
  • Select coverage for:
    • yourself only-- Employee
    • yourself and your spouse or domestic partner--Employee + Spouse
    • yourself and your child or children--Employee + Child(ren)
    • yourself, your spouse or domestic partner, and children-- Family
  • Select your medical plan carrier
    • All eligible individuals resident in any state except Hawaii may choose from among:
      • Aetna
      • Anthem BlueCross BlueShield (Anthem BCBS)
      • United Healthcare (UHC)
Information about the Aetna, Anthem BCBS and UHC administered medical plan options is covered in a separate section of the Benefits Handbook.
    • Eligible individuals resident in CA, CO, GA, MD, VA, OR, WA, and Washington DC, have an additional choice to consider:
      • Kaiser Permanente (Kaiser)
Note: This section of the Benefits Handbook provides information about the Kaiser administered medical plan options only.
    • Eligible individuals who are resident in Hawaii, may only choose between:
      • HMSA's Health Plan Hawaii Plus HMO (HMO)
      • HMSA's Preferred Provider Plan (PPP)
Information about the Hawaii medical plan options is covered in a separate section of the Benefits Handbook.
All medical plan options described in this section of the Benefits Handbook offer comprehensive health services.
Note: Be sure to read about Health Care Flexible Spending Accounts (HCFSAs), Health Savings Accounts (HSAs) and Limited Purpose Health Care Flexible Spending Accounts (LPHCFSAs). Understanding these tax-advantaged arrangements may be important to your selection of a medical plan.
A Note about ERISA
The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that governs many employer-sponsored plans including this medical plan. Your ERISA rights in connection with this Plan are detailed in the Administrative Information section.