MMC Benefits Handbook
Individual Disability Insurance Plan
Marsh & McLennan Companies offers you the ability to supplement your long term disability insurance protection to cover a higher percentage of your income including bonus and commissions, if you become disabled.
If approved by the Claims Administrator, the Plan provides you with a monthly benefit of 60% of your covered benefit amount, up to $15,000 per month* in addition to any benefit you may receive from the Basic Long Term Disability Plan, Optional Long Term Disability Plan and/or Long Term Disability Bonus Income Plan.
* Please see "How the Plan Works" under "The Plan at a Glance" for important information about the calculation of benefits under the Plan.
A Note about ERISA
The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that governs many employer-sponsored plans including this one. Your ERISA rights in connection with this Plan are detailed in the Administrative Information section.