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Insurance Benefits
Insurance Benefits
The Company provides employer-paid and employee-paid group term and personal life insurance plans to cover you and your eligible family members in case of death, or accidental death or dismemberment. The Company also offers additional personal and property liability coverage above the limits of your other insurance plans.
Generally, the plans provide the following types of insurance coverage:
Group Term Life
Accident
Umbrella Liability
The insurance participation section describes the rules the Marsh & McLennan Companies insurance plans share in common regarding eligibility, enrollment, and other plan provisions that determine how you and your eligible family members may participate in the plans.
Voluntary Offerings
In addition to the insurance described in this section, additional coverages such as: Choice Auto and Home Insurance Program, Pet Insurance Plan and Identity Protection Benefit Program are available, as described in the Voluntary Offerings section of the Employee Programs and Policies section.