Voluntary AD&D Plan
SPD and Plan Document
This section provides a summary of the Voluntary AD&D Plan as of January 1, 2018.
This section, together with the Administrative Information section and the applicable section about participation, forms the Summary Plan Description and plan document of the Plan.
The Voluntary AD&D Plan provides a benefit to someone you name as your beneficiary if you die in a covered accident, or to you if you suffer dismemberment as a result of a covered accident. Additional coverage is available for your family members (in which case the benefit is payable to you).
A Note about ERISA
The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that governs many employer-sponsored plans including this one. Your ERISA rights in connection with this Plan are detailed in the Administrative Information section.