The RRA Plan at a Glance

MMC Benefits Handbook


Plan Feature	Highlights
Eligibility	Medicare-eligible retirees and their Medicare-eligible spouses or domestic partners who meet the RRA Plan eligibility criteria, including enrolling in healthcare coverage through Mercer Marketplace Retiree. See "Eligibility" for details.
How the RRA Plan Works	Marsh & McLennan Companies, Inc. (Company) credits benefit dollars to an RRA that can be used toward eligible healthcare expenses, such as premium payments and other eligible out-of-pocket expenses, such as co-pays and coinsurance. The amount credited to the notional account varies depending on the Retiree Category (as defined by the Company) that applies to you and/or your spouse/domestic partner. See "How the RRA Plan Works" for details. The Company credits benefit dollars to the RRA as of the first of each calendar year. The annual amount credited to the notional account is pro-rated for individuals who become eligible during the calendar year. You can be reimbursed up to the amount credited to the notional account for eligible healthcare expenses. Unused amounts in the RRA will not rollover to the next year. You and/or your spouse/domestic partner have until June 30th of the following year to submit claims for reimbursement for eligible healthcare expenses incurred (generally for services received) in the previous calendar year. The Company reserves the right to change the notional dollar amount of any applicable credit of Benefit Dollars (including whether that amount will be zero). The RRA is administered by Mercer Marketplace Retiree.
Contact Information	Claims Administrator Mercer Marketplace Retiree One Investors Way Norwood MA 02062 USA Phone: +1 800 553 4958 Fax: +1 857 362 2999 Website: www.retiree.mercermarketplace.com The Company does not adjudicate claims for reimbursement of eligible healthcare expenses under the RRA.