MMC Benefits Handbook
How Benefits Are Paid
If you are eligible for benefits from the Plan, you or your beneficiary will receive a lump sum check.
Who will receive the benefit check?
If a covered family member dies or you suffer Dismemberment, you will receive the benefit check directly.
If you die, your designated beneficiary will receive the benefit check.
What is considered salary for determining the amount of my Business Travel Accident Insurance benefit?
The following definition of salary applies in determining the benefit under this Plan:
  • For Marsh & McLennan Companies employees (other than MMA): Salary for the purpose of the Plan is your annual base salary (excluding overtime, bonuses, commissions, and other extra compensation).
  • For MMA employees: Salary for the purpose of the Plan is your annual base salary, regular draw and earned commissions.
If my salary changes, what happens to my Business Travel Accident Insurance benefit?
Your Business Travel Accident Insurance benefit is based on your salary and will change when your salary changes. The maximum coverage will continue to apply.
Will my benefits be reduced as I get older?
No.