MMC Benefits Handbook
Impact on Benefits
Making Changes to Benefits
You can make changes to your benefit plans by going to Colleague Connect (https://colleagueconnect.mmc.com).
Medical Plan
You must make the following change:
  • remove your child from your coverage.
Coverage will end when the child no longer meets the eligibility requirements under the terms of the applicable plan.
Changes to this plan must be made within 60 calendar days after your child no longer meets the eligibility requirements.
See "Enrollment Changes" under the Pre-65 Retiree Medical Eligibility section for changes to your under age 65 retiree medical coverage.
Dental Plan
You must make the following change:
  • remove your child from your coverage.
Coverage will end when the child no longer meets the eligibility requirements under the terms of the applicable plan.
Changes to this plan must be made within 30 calendar days after your child no longer meets the eligibility requirements.
Vision Care Plan
You must make the following change:
  • remove your child from your coverage.
Coverage will end when the child no longer meets the eligibility requirements under the terms of the applicable plan.
Changes to this plan must be made within 30 calendar days after your child no longer meets the eligibility requirements.
Health Care Flexible Spending Account Plan
You cannot make any changes to your coverage.
Dependent Care Flexible Spending Account Plan
You must make the following change once your covered dependent child reaches age 13:
  • decrease coverage if you still have other family members who are covered under this plan, or
  • stop coverage if you do not have other family members who are covered under this plan.
Group Variable Universal Life
You must make the following change:
  • remove your child from your coverage.
Coverage will end when the child no longer meets the eligibility requirements under the terms of the applicable plan.
Voluntary AD&D Plan
You must make the following change:
  • remove your child from your coverage.
Coverage will end when the child no longer meets the eligibility requirements under the terms of the applicable plan.
You may also make the following change:
  • increase or decrease your level and amount of coverage.
Changes to this plan must be made within 30 calendar days after your child no longer meets the eligibility requirements.
Other Insurances
Coverage will end when your child no longer meets the eligibility requirements under the terms of the applicable plan.
If your child no longer meets the eligibility requirements, you must remove your child from coverage by going to Colleague Connect (https://colleagueconnect.mmc.com).
Refer to the individual benefit plan sections for further information.
Legal Assistance Plan
Once your child reaches the maximum age for coverage or no longer meets the eligibility requirements (whichever comes first), your child's coverage will stop. If your child continues to be disabled over the limiting age, your child may still be eligible to continue coverage.
You can cover your disabled child over the limiting age. To be eligible for coverage, your child has to be an unmarried child incapable of self support by reason of a total mental or physical disability. Refer to the individual benefit plan section for further information.
Accident Insurance
You must make the following change:
  • remove your child from your coverage.
Coverage will end when the child no longer meets the eligibility requirements under the terms of the applicable plan.
Changes to this plan must be made within 30 calendar days after your child no longer meets the eligibility requirements.
Critical Illness
You must make the following change:
  • remove your child from your coverage.
Coverage will end when the child no longer meets the eligibility requirements under the terms of the applicable plan.
Changes to this plan must be made within 30 calendar days after your child no longer meets the eligibility requirements.
Hospital Indemnity
You must make the following change:
  • remove your child from your coverage.
Coverage will end when the child no longer meets the eligibility requirements under the terms of the applicable plan.
Changes to this plan must be made within 30 calendar days after your child no longer meets the eligibility requirements.