MMC Benefits Handbook
Having a Baby / Adopting a Child
If you have a baby or adopt a child, you will need to review and compare the benefit plans that are available to you. In this section, you will find information about benefits coverage and election changes that may be helpful to you, as an eligible employee.
To add your eligible child to your current coverage, or to change/increase your coverage levels, go to Colleague Connect (https://colleagueconnect.mmc.com) within 60 calendar days for medical benefits and 30 calendar days for all other benefits to enroll. If you do not enroll or add your eligible child or change/increase your coverage within the enrollment window specified, you must wait until the next Annual Enrollment period (generally each November). Any claims incurred during the timeframe in which your eligible child is not covered will not be eligible for reimbursement.
Changing Your Benefits
The IRS allows you to pay for certain benefits on a before-tax basis providing you with a tax savings on the cost of coverage. In return for this tax savings, the IRS restricts your ability to make changes to before-tax benefits.
Your before-tax benefit elections must remain in effect throughout the calendar year unless you have a qualified family status change that necessitates a coverage change.