Benefits Handbook

Having a baby, adopting a child or having a child placed with you for adoption is considered a qualified family status change. The "placed with you for adoption" generally means that you have assumed the legal obligation to totally or partially support the child in anticipation of adoption of such child. This means you can change certain before-tax benefits without waiting until the next Annual Enrollment period. In addition, you may be required to make certain changes to your coverage.

The Company reserves the right to ask you for proof of the qualified family status change. Failure to provide such proof within the timeframe specified may result in a loss of coverage and you may be required to pay for any services that you and your family members used while ineligible for coverage.