MMC Benefits Handbook
Enrollment Changes
During Annual Enrollment, can I change my Retiree Medical Plan coverage?
Yes. During Annual Enrollment you can make the following Retiree Medical Plan changes:
  • End coverage for a dependent, or
  • End coverage for yourself and your covered dependents.
Can I re-enroll after terminating my Retiree Medical Plan coverage during Annual Enrollment?
No. If you terminate your Retiree Medical Plan coverage, you will not be able to re-enroll at a later date.
Can I drop my spouse/domestic partner from the Company retiree medical plan and at a later date request my spouse's/domestic partner's reinstatement?
If your spouse/domestic partner starts a job and obtains coverage through their employer, you can drop your spouse from the Company retiree medical plan. Subsequently, if your spouse/domestic partner loses coverage due to their termination of employment, you can add your spouse/domestic partner to your Company retiree medical plan coverage.
Can I add my spouse/domestic partner to the Company retiree medical plan if my spouse/domestic partner loses coverage?
If your spouse/domestic partner loses coverage due to their termination of employment, you can add your spouse/domestic partner to your Company retiree medical plan coverage.
Can I enroll my spouse in a Marsh & McLennan Companies retiree medical plan coverage option upon termination of COBRA coverage?
Yes, when COBRA has been exhausted, you can enroll your spouse in any applicable Marsh & McLennan Companies retiree medical plan option within 30 days of the event. Termination of COBRA is considered a HIPAA qualifying event.
Can I make a change to my Retiree Medical Plan coverage during the year?
Yes. You may add a dependent or end coverage for a dependent during the year if you have a qualifying family status change, such as marriage or death. The change must be consistent with the event.
How do I make a change to my Retiree Medical Plan coverage during the year?
To make a change during the year, contact the Employee Service Center at + 1 866 374 2662, any business day, from 8:00 a.m. to 8:00 p.m. Eastern Time within 30 days of the status change. Alternatively, you can send a written request to the Employee Service Center at the address below within 30 days of the status change.
Employee Service Center
P.O. Box 622
Des Moines, IA 50306-0622