MMC Benefits Handbook
Making Changes to Benefits
In order to cover the child(ren) of a domestic partner, you will be required to agree to the Affidavit of Eligible Family Membership.
You will then have 30 calendar days to change your benefits coverage. Go to Colleague Connect (https://colleagueconnect.mmc.com), click Career & Rewards and select Mercer Marketplace Benefits Enrollment Website under Tools.
Medical Plan
You may make the following changes:
  • change your plan,
  • increase your level of coverage.
Changes to this plan must be made within 60 calendar days of your agreement to the Affidavit of Eligible Family Membership.
Dental Plan
You may make the following changes:
  • change your plan,
  • increase your level of coverage.
Changes to this plan must be made within 30 calendar days of your agreement to the Affidavit of Eligible Family Membership.
Vision Care Plan
You may make the following changes:
  • change your plan,
  • increase your level of coverage.
Changes to this plan must be made within 30 calendar days of your agreement to the Affidavit of Eligible Family Membership.
Health Care Flexible Spending Account
If your domestic partner qualifies as your dependent under IRC Section 152, you may make the following changes:
  • enroll,
  • increase your contribution amount for the year.
Changes to this plan must be made within 30 calendar days of your agreement to the Affidavit of Eligible Family Membership.
Only claims incurred on or after the effective date of the qualified family status change will be eligible for reimbursement of the increased amount.
Dependent Care Flexible Spending Account Plan
If your domestic partner and your domestic partner's child qualify as your tax dependent under IRC Section 152, you may make the following changes:
  • enroll,
  • increase your contribution amount for the year.
Changes to this plan must be made within 30 calendar days of your agreement to the Affidavit of Eligible Family Membership.
Only claims incurred on or after the effective date of the qualified family status change will be eligible for reimbursement of the increased amount.
Voluntary AD&D Plan
You may make the following change:
  • increase or decrease your level and amount of coverage.
Changes to this plan must be made within 30 calendar days of your agreement to the Affidavit of Eligible Family Membership.
Group Variable Universal Life Insurance Plan
You may make the following change:
  • enroll your domestic partner or children of your domestic partner.
Changes to this plan must be made within 31 calendar days of your domestic partnership. Coverage for your domestic partner in one increment of $10,000 is available without Evidence of Insurability if your application for domestic partner coverage is received by Metlife within 31 days of your domestic partnership. The insurer may require proof that you and your domestic partner have maintained the same residence for at least 12 months prior to the date of application for benefits under this plan for your domestic partner.
Other Insurances
Generally, you can make changes to after-tax benefits at any time during the plan year when not tied to a qualified family status change. In some cases, Evidence of Insurability is required before coverage becomes effective. Refer to the individual benefit plan sections for further information about adding a domestic partner.
Legal Assistance Plan
If you are enrolled and acquire a domestic partner during the plan year, your family members will automatically be covered under the Plan.
Identity Protection Benefit Program
You can enroll for coverage for yourself and your domestic partner in the Identity Protection Benefit Program at any time during the year. Make an initial election on Voluntary Benefits (www.mmcvoluntarybenefits.com). After this initial enrollment, you will receive a membership kit in the mail.
Accident Insurance
You may make the following change:
  • increase your level of coverage.
Changes to this plan must be made within 30 calendar days of your agreement to the Affidavit of Eligible Family Membership.
Critical Illness
You may make the following change:
  • increase your level of coverage.
Changes to this plan must be made within 30 calendar days of your agreement to the Affidavit of Eligible Family Membership.
Hospital Indemnity
You may make the following change:
  • increase your level of coverage.
Changes to this plan must be made within 30 calendar days of your agreement to the Affidavit of Eligible Family Membership.