MMC Benefits Handbook
Making Changes to Benefits
You can make changes to your benefit plans by going to Colleague Connect (https://colleagueconnect.mmc.com).
Medical Plan
You may make the following changes:
  • change your plan,
  • remove your spouse from coverage,
  • enroll yourself and/or your eligible children under Company coverage if coverage is lost under your spouse's plan.
This is a HIPAA special enrollment event.
Changes to this plan must be made within 60 calendar days of your legal separation.
See "Enrollment Changes" under the Pre-65 Retiree Medical Eligibility section for changes to your under age 65 retiree medical coverage.
Dental Plan
You cannot make any changes to your coverage.
Vision Care Plan
You cannot make any changes to your coverage.
Health Care Flexible Spending Account Plan
You cannot make any changes to your coverage.
Dependent Care Flexible Spending Account Plan
You cannot make any changes to your coverage.
Voluntary AD&D Plan
You may make the following change:
  • increase or decrease your level and amount of coverage.
Group Variable Universal Life Insurance Plan
You may make the following change:
  • remove your spouse from your coverage.
Changes to this plan must be made within 31 calendar days of your legal separation.
Other Insurances
Coverage will end when your spouse no longer meets the eligibility requirements under the terms of the applicable plan.
If your spouse no longer meets the eligibility requirements, you must remove your spouse from coverage by going to Colleague Connect (https://colleagueconnect.mmc.com).
Changes must be made within 30 calendar days of your legal separation.
Refer to the individual benefit plan sections for further information.
Legal Assistance Plan
If you get legally separated during the plan year, your spouse will automatically be removed from coverage effective from the date of legal separation.
Identity Protection Benefit Program
Coverage will end when your spouse no longer meets the eligibility requirements under the terms of the applicable plan.
If your spouse no longer meets the eligibility requirements, you must remove your spouse from coverage by going to Voluntary Benefits (www.mmcvoluntarybenefits.com).
Changes must be made within 30 calendar days of your legal separation.
Accident Insurance
You may make the following changes:
  • remove your spouse from coverage,
  • enroll yourself and/or your eligible children under Company coverage if coverage is lost under your spouse's plan.
Changes to this plan must be made within 30 calendar days of your legal separation.
Critical Illness
You may make the following changes:
  • remove your spouse from coverage,
  • enroll yourself and/or your eligible children under Company coverage if coverage is lost under your spouse's plan.
Changes to this plan must be made within 30 calendar days of your legal separation.
Hospital Indemnity
You may make the following changes:
  • remove your spouse from coverage,
  • enroll yourself and/or your eligible children under Company coverage if coverage is lost under your spouse's plan.
Changes to this plan must be made within 30 calendar days of your legal separation.