Benefits Handbook

If you were employed by Mercer HR Services, LLC, Mercer Trust Company or Mercer Health and Benefits Administration LLC (collectively, "Mercer Services") on February 29, 2016; were an eligible employee on February 29, 2016; and were at least age 21 with 12 months of Vesting Service on February 29, 2016, effective March 1, 2016 you will remain eligible to participate in the Marsh & McLennan Companies Retirement Plan throughout your period of continuous employment with Mercer Services.

If on the date immediately prior to your transfer to Mercer Services on or after March 1, 2016, you are an eligible employee and are at least age 21 with 12 months of Vesting Service, you will be eligible to participate in the Marsh & McLennan Companies Retirement Plan throughout your period of continuous employment with Mercer Services.