MMC Benefits Handbook
Participating in the Plan
You are eligible to participate with respect to a particular Plan year if:
  • you are classified as a US regular or temporary employee (including US expatriates) of Marsh & McLennan Companies or any subsidiary or affiliate of Marsh & McLennan Companies (other than Marsh & McLennan Agency LLC), including any subsidiaries or successors in interest, paid on a US payroll;
  • your annual base pay exceeds the Compensation Limit; and
  • you are a participant in the Marsh & McLennan Companies 401(k) Savings & Investment Plan.
The Plan Administrator has discretion to determine eligibility; you'll be sent an invitation if you are determined to be eligible.
However, individuals who are leased employees, who are compensated as independent contractors, who are employed in Puerto Rico, or who are employees of Marsh & McLennan Agency LLC (MMA) are not eligible to participate.
References in this section to Marsh & McLennan Companies mean Marsh McLennan.