Benefits Handbook

The Supplemental Savings & Investment Plan is an unfunded plan. All deferrals under the Plan are credited to bookkeeping accounts. The Company is not obligated to actually purchase or hold any particular investments to fund the benefits due under the Plan. Your benefits will be paid from general assets of the Company, or from the assets of a grantor trust ("rabbi trust") established to assist the Company in meeting its liabilities under this Plan. The assets of the trust are subject to the claims of the Company's creditors in the event of the Company's bankruptcy or insolvency. Your right to payment under the Plan is the same as the right of an unsecured, general creditor of the Company.