MMC Benefits Handbook
Dismemberment Benefits
The amount of your
Dismemberment benefit depends on the type of loss. Dismemberment benefits are paid at a percentage of the death benefit as described in the charts below, payable in one lump sum.
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Type of Loss
|
Your benefit (or % of the death benefit) is:
|
|
Loss of:
|
|
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Life
|
100%
|
|
Both hands or feet or sight of both eyes
|
100%
|
|
One hand and one foot
|
100%
|
|
Either hand or foot and sight of one eye
|
100%
|
|
Speech and hearing in both ears
|
100%
|
|
Quadriplegia
|
100%
|
|
Paraplegia
|
100%
|
|
Hemiplegia
|
100%
|
|
Either hand or foot
|
50%
|
|
Sight of One Eye
|
50%
|
|
Speech or hearing in both ears
|
50%
|
|
Thumb & Index finger of the same Hand
|
25%
|
|
Uniplegia
|
25%
|
|
Hearing in one ear
|
25%
|
Loss is defined as follows:
|
Loss of:
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Definition
|
|
Hand or foot
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Complete severance through or above the wrist or ankle joint.
|
|
Sight
|
Total and irrecoverable loss of the entire sight in that eye.
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|
Speech
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Total and irrecoverable loss of the entire ability to speak.
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|
Hearing
|
Total and irrecoverable loss of the entire ability to hear in that ear (or both ears).
|
|
Thumb and Index Finger
|
Complete severance through or above the metacarpophalangeal joint of both digits.
|
|
Quadriplegia
|
Complete and irreversible paralysis of both upper and lower limbs.
|
|
Paraplegia
|
Complete and irreversible paralysis of both lower limbs.
|
|
Hemiplegia
|
Complete and irreversible paralysis of both upper and lower limbs on one side of the body.
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|
Limb
|
Entire arm or entire leg.
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|
Uniplegia
|
Total paralysis of one limb.
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If more than one loss is sustained as a result of the same accident, only one amount, the largest, will be paid.
