MMC Benefits Handbook
Eligible Spouses and Domestic Partners
Spouse / Domestic Partner
  • You have already received a marriage license from a US state or local authority, or registered your domestic partnership with a US state or local authority.
Spouse Only
  • Although not registered with a US state or local authority, your relationship constitutes a marriage under US state or local law (e.g. common law marriage or a marriage outside the US that is honored under US state or local law).
Domestic Partner Only
  • Although not registered with a US state or local authority, your relationship constitutes an eligible domestic partnership. To establish that your relationship constitutes an eligible domestic partnership you and your domestic partner must:
    • Registration as a Domestic Partnership indicating that neither individual has been registered as a member of another Domestic Partnership within the last six months, where such registry exists, or
    • For partners residing where registration does not exist, by:
      • an alternative affidavit of Domestic Partnership. The affidavit must be notarized and must contain the following
        • The partners are both eighteen years of age or older and are mentally competent to consent to contract.
        • The partners are not related by blood in a manner that would bar marriage under laws of the State of New York.
        • The partners have been living together on a continuous basis prior to the date of the application;
        • Neither individual has been registered as a member of another Domestic Partnership within the last six months; and
    • Proof of cohabitation (e.g., a driver's license, tax return or other sufficient proof); and
    • Proof that the partners are financially interdependent.
  • Marsh McLennan, along with the Claims Administrator, reserves the right to require documentary proof of your domestic partnership or marriage at any time, for the purpose of determining benefits eligibility. If requested, you must provide documents verifying the registration of your domestic partnership with a state or local authority, your cohabitation and/or mutual commitment, or a marriage license that has been approved by a state or local government authority.
My spouse or domestic partner also works for the Company; can I still cover my spouse or domestic partner under the Plan?
If you and your spouse or domestic partner are eligible to enroll for coverage under this Plan, only one person, but not both, may enroll in the Family Plan option. The other spouse may elect single coverage only. The maximum benefit paid out for both the employee and spouse will not exceed $2 million.