MMC Benefits Handbook
Physical Therapy
The plan covers evaluation and treatment by physical means or modalities that:
- Follows a specific treatment plan prescribed by your physician and is expected to significantly improve or restore physical functions lost as a result of an acute illness, injury or surgical procedure
- Includes rehabilitative and habilitative services
Coverage includes services related to developmental delays. These services are covered for an autism diagnosis with no applicable visit limits. Ongoing therapy is subject to periodic clinical review to determine medical necessity for continued therapy.