MMC Benefits Handbook
What's Covered
Pre-existing Conditions
There are no exclusions, limitations or waiting periods for pre-existing conditions for you or any covered family members.
Are immunizations for business travel covered under the Plan?
No, the Plan does not cover immunizations for business travel.
Is acupuncture covered under the Plan?
The Plan covers acupuncture when it is a form of Alternative Treatment as long as it is rendered by a certified/licensed individual.
Coverage is limited to 30 visits per year.
Are insulin pump supplies covered under the medical coverage?
Yes. Insulin pump supplies are covered under the medical and prescription drug coverage. Any disposable syringes used in conjunction with insulin pump treatment would be covered under the prescription drug benefits.
Can a prosthetic device be replaced?
The Plan covers the replacement of prosthetic devices when medically necessary. The Plan does not cover replacements due to loss or misuse. Prior authorization may be required for select durable medical equipment.
Are wigs covered?
Scalp/cranial hair prostheses (wigs) are a Covered Health Service for scalp/head wound, burns, injuries, alopecia areata, cancer, and undergoing chemotherapy or radiation therapy; and are limited to a maximum benefit of $300 per participant per plan year for in-network and out-of-network providers combined.