MMC Benefits Handbook
What's Covered
Pre-existing Conditions
There are no exclusions, limitations or waiting periods for pre-existing conditions for you or any covered family members.
Are immunizations for business travel covered under the Plan?
The Plan does not cover immunizations for business travel.
Is acupuncture covered under the Plan?
The Plan covers acupuncture when it is:
  • performed by a physician as a form of anesthesia in connection with surgery or dental procedure that is covered under the Plan.
  • a form of Alternative Treatment as long as it is rendered by a certified/licensed individual.
Coverage is limited to 30 visits per year.
Are insulin pump supplies covered under the medical coverage?
Yes. Insulin pump supplies are covered under the medical and prescription drug coverage. Any disposable syringes used in conjunction with insulin pump treatment would be covered under the prescription drug benefit.
Can a prosthetic device be replaced?
The Plan covers the replacement of prosthetic devices when medically necessary. The Plan does not cover replacements due to loss or misuse.
Are wigs covered?
The Plan will pay benefits for wigs when medically necessary up to one per calendar year per covered member.