MMC Benefits Handbook
This section explains your rights under HIPAA, which stands for the Health Insurance Portability and Accountability Act of 1996, and is designed to protect health insurance coverage for you and your covered family members if your Company medical coverage ends.
HIPAA includes protections for coverage under group health plans that:
  • Limit exclusions for pre-existing conditions
  • Prohibit discrimination against employees and family members based on their health status
  • Allow a special opportunity to enroll in a new plan to individuals in certain circumstances.