MMC Benefits Handbook
COBRA Eligibility and Enrollment
You and/or your covered family members are eligible for COBRA continuation if you are enrolled in Company-sponsored coverage and lose coverage due to a qualifying event. Note: An event is a qualifying event only if it causes a covered family member (beneficiary) to lose coverage.
Periods of Coverage:
Qualifying Events
Covered Family Members
  • Termination of employment
  • Reduction of hours
  • Employee
  • Spouse
  • Dependent child
18 months*
  • Employee enrolled in Medicare
  • Divorce or legal separation from employee
  • Death of covered employee
  • Spouse
  • Dependent child
36 months
  • Loss of "dependent child" status
  • Dependent child
36 months
* In the case of individuals who are determined by the Social Security Administration to be disabled when they leave the Company or within the 60 calendar day COBRA election period, special rules may apply to extend coverage by an additional 11 months for the disabled individual and other individuals who are qualified beneficiaries with respect to the same qualifying event.
See "Continuing Coverage" in the Healthcare Participation section for further details.