MMC Benefits Handbook
Participating in the Program
"You," "Your," and "Employee"
As used throughout this plan summary, "employee", "you" and "your" always mean:
  • For Marsh & McLennan Companies participants: a US regular employee of Marsh & McLennan Companies or any subsidiary or affiliate of Marsh & McLennan Companies (other than MMA).
  • For MMA participants: a US regular employee of MMA-Corporate, MMA-Alaska, MMA-Northeast, Security Insurance Services of Marsh & McLennan Agency LLC or Marsh & McLennan Agency LLC, Private Client Services – National Region (MMA PCS – National).               
In addition, references in this section to Marsh & McLennan Companies mean Marsh McLennan.
The following section provides information on how you start participating in the program.
If you are an employee of Marsh & McLennan Companies, or any subsidiary or affiliate of Marsh & McLennan Companies, and you meet the requirements set forth below, you become eligible on your eligibility date.
Your eligible family members are also covered under this program.