MMC Benefits Handbook
When Coverage Starts
For enrollments received between the 1st and 15th of the month, the coverage effective date is the 1st of the next month. If enrollment is received between the 16th and the 31st of the month, the coverage effective date is the 1st of the second month following approval.
For example, if your pet is enrolled for coverage on February 3rd, the coverage effective date would be March 1st. If your pet is enrolled for coverage on February 18th, the coverage effective date would be April 1st.
A policy term is defined as one year of coverage (that is, 12 months from the date coverage becomes effective).
Do I have to re-enroll each year?
No. Nationwide pet policies auto-renew at the end of each individual policy term.