MMC Benefits Handbook
Filing a Claim
How do I file a claim?
When it is anticipated that you may be eligible for payments from the Individual Disability Insurance Plan once you have been disabled for more than four months, contact Unum at +1 888 226 7959, any business day, 8:00 am through 8:00 pm ET to start the claim process with Unum.
Who decides if I am eligible to receive a disability benefit payment?
The Claims Administrator has full discretion and authority to determine eligibility to receive benefit payment under the Plan. Please see the Administrative Information Section for more information.
The Administrative Information Section describes special rules, procedures and deadlines that apply to appeals of benefit determinations and denied claims, and your special legal rights under ERISA.