MMC Benefits Handbook
To participate in this Plan, you must enroll for coverage. You may enroll:
  • within 30 days of the date you become eligible to participate,
  • during Annual Enrollment
  • within 30 days following a qualifying change in family status that makes you eligible to enroll.
You must enroll each plan year in order to participate in the Limited Purpose Health Care Flexible Spending Account.
Enrollment procedures are described in the Participating in Spending Accounts section.
When am I not eligible to enroll in this plan?
You are not eligible to enroll in this Plan if:
  • you are not enrolled in the Marsh & McLennan Companies $1,500 Deductible Plan or $2,850 Deductible Plan and the Marsh & McLennan Companies Health Savings Account,
  • you are covered by a traditional health care flexible spending account, including either the Marsh & McLennan Companies Health Care Flexible Spending Account or another health care flexible spending account (e.g., through your spouse or another job), or
  • you are covered by a non-high deductible health plan (e.g., through your spouse or another job).