MMC Benefits Handbook
Reproduction
  • Health services and associated expenses for infertility treatments (except those described under Infertility Treatment)
  • Charges associated with cryopreservation or storage of cryopreserved eggs and embryos (e.g., office, hospital, ultrasounds, laboratory tests, etc.) are not covered. (This is only covered when it's medically necessary.)
  • Surrogate parenting
  • The reversal of voluntary sterilization
  • Fees or direct payment to a donor for sperm or ovum donations
  • Monthly fees for maintenance and / or storage of frozen embryos.