MMC Benefits Handbook
Account Information
How can I find out how much money is in my account?
You can access Trion's online website, https://trion.lh1ondemand.com, the Spending Account Service Center, 24 hours a day, 7 days a week. The Spending Account Service Center provides you with helpful tools and information such as:
  • account elections and balances, year-to-date deposits, and withdrawals,
  • online distribution requests,
  • direct deposit forms, Health Savings Account transfer forms and eligible expenses listings.
When will I receive my account statement?
A statement showing your account activity will be issued monthly. Statements are available online at the Spending Account Service Center.
What information can I find on my account statement?
You will find the following:
  • the dates on which the withdrawals were made
  • your balance as of the statement date
  • your withdrawals
  • your total contributions
  • investment activity
  • overdraft and returned items fees
  • your total interest earned.
Do I earn interest on the money in my account?
Yes, funds contributed to the Health Savings Account are invested in your account and earn tax-free interest. The interest is posted monthly on the last day of the month. The interest rate is subject to change at any time.
How do I learn more about available investment options?
To learn about available investment options, go to the Trion Spending Account Service Center. From the home page of the Spending Account Service Center, select Manage Investments.
Can I establish a Health Savings Account with a trustee different from the trustee the Company has chosen?
Yes. You may establish a Health Savings Account with any trustee you choose. However, you can only make before-tax contributions to the Health Savings Account made available through Trion.
Can I roll over a Health Savings Account I already own into the Health Savings Account?
Yes. Contact Trion for instructions.
Can my spouse establish a Health Savings Account with Trion?
No, in order to establish a Health Savings Account with Trion, you must be an eligible employee of Marsh & McLennan Companies. Your spouse, may however, establish a Health Savings Account with a trustee of their choice, provided that your spouse meets the tax requirements to establish and contribute to a Health Savings Account.