MMC Benefits Handbook
US Retirement Program
Provided you meet the Program's eligibility requirements, the US Retirement Program will provide income for your retirement based on a formula that considers your eligible monthly pay and Benefit Service with the Company up to and including December 31, 2016, the date benefit accruals were discontinued under the Program.
How the US Retirement Program Works
The US Retirement Program includes benefits from three sources: the Tax-Qualified Plan and for certain highly compensated employees, from two non-qualified plans.
The US Retirement Program includes:
  • the Marsh & McLennan Companies Retirement Plan (tax-qualified), and for eligible participants,
  • the Benefit Equalization Plan (non-qualified),
  • the Supplemental Retirement Plan (non-qualified).