MMC Benefits Handbook
Cost of Coverage
Do I have to pay for coverage?
You do not pay anything for your basic long term disability coverage. Marsh McLennan pays the entire cost.
Do I pay taxes on the long term disability payments I receive?
Any Basic Long Term Disability Plan benefit you receive is taxable. You may elect to have federal taxes withheld. If you do not make an election, applicable withholding for federal taxes will automatically be made from your benefit. There is no withholding for state or local taxes unless they are mandated by your state of residence.