MMC Benefits Handbook May 1, 2012 Handbook Archives Revision Dates Please note that when the Benefits Handbook is updated, only certain sections may change. Please see the date on the cover page of each file, to determine the date it was last updated. Introduction/Homepage About This Handbook Life Events Work Events Health Care Participating in the Healthcare Benefits Medical Coverage Options Consumer Directed Health Plan PPO UnitedHealthcare EPO Blue Cross Blue Shield EPO Kaiser HMO Hawaii HMO Hawaii PPP Dental Plan Vision Care Plan Vision Discount Program Participating in Pre-65 Retiree Medical Post-65 Retiree Medical Coverage CMP Spending Accounts Participating in the Spending Accounts Healthcare FSA Dependent Care FSA Health Savings Account Limited Purpose Healthcare FSA Insurance Participating in the Insurance Benefits Basic Life Spouse Life Child Life Optional Life Personal Accident Group Umbrella Liability Business Travel Accident Long Term Care Coverage Disability Short Term Disability Basic Long Term Disability Optional Long Term Disability Long Term Disability Bonus Income Investment & Retirement Stock Purchase Plan MMA 401(k) Savings & Investment Plan Marsh & McLennan Companies 401(k) Savings & Investment Plan Supplemental Savings & Investment Plan Mercer HR Services Retirement Plan US Retirement Program Marsh & McLennan Companies Retirement Plan Benefits Equalization Plan Supplemental Retirement Plan Employee Programs and Policies Education Programs Tuition Assistance Scholarship Program Other Protection Personal Life Choice Auto and Home Insurance Program Pet Insurance Plan Legal Assistance Plan Identity Theft Plan Additional Benefits Alere Program Best Doctors Program Employee Assistance Program Health Advocate Program HelloWallet LifeCare Family Resource Program Matching Gifts Transportation Reimbursement Incentive Program Administrative Information Contact Information