MMC Benefits Handbook
Examples of Ineligible Expenses
You cannot be reimbursed for certain health care expenses, such as:
  • certain over-the-counter non-prescription medicines, such as allergy and cold medications, aspirin and antacids, unless you have a prescription
  • contributions to other employer-sponsored dental, vision or medical plans, including plans sponsored by your spouse's employer (contributions to the Company's dental, vision and medical plans are already made on a before-tax basis)
  • premiums paid for any health care plan, including COBRA, Medicare, plans sponsored by your spouse's employer, and individual health insurance offered through a Health Insurance Marketplace Exchange
  • costs you deduct as health care expenses on your federal income tax return
  • expenses not eligible to be deducted under federal tax law
  • expenses reimbursed by any other health plan
  • health/gym/fitness club fees (unless you have a letter from your treating physician indicating medical necessity)
  • elective cosmetic surgery, electrolysis, hair removal or transplants, liposuction, etc.
  • vitamins and other dietary supplements, toiletries and cosmetics that are not medically necessary
  • medications purchased merely to maintain your or your family's health
  • prescription drugs that are not medically necessary and not permitted by the IRS (such as Rogaine)
  • cosmetic dental work (including bleaching, bonding and veneers)
  • undocumented travel to or from your physician's office or other medical facility
  • weight loss programs (unless you have a letter from your treating physician indicating medical necessity)
  • long-term care premiums and services