Benefits Handbook

MMC Benefits Handbook

cosmetic treatment
replacement for accidental injured teeth (contact your medical plan claims administrator to find out whether services are covered under your medical plan)
treatment covered under any other plan sponsored by Marsh McLennan (other than through a health care flexible spending account or health savings account)
treatment furnished in a US government hospital
treatment performed before the employee or family member was covered by the Plan
services not performed by a dentist except for those services of a licensed dental hygienist which are supervised and billed by a dentist for scaling and polishing of teeth; or fluoride treatments
treatment required because of teeth grinding (except for occusal guards)
replacement of a lost, missing or stolen crown bridge or denture
services or supplies which are covered by any workers' compensation laws or occupational disease laws
services or supplies, which are, covered by any employers' liability laws
services or supplies which any employer is required by law to furnish in whole or part
services or supplies for which no charge would have been made in the absence of dental benefits
services or supplies which are deemed experimental in terms of generally accepted dental standards
use of materials or home health aids to prevent decay, such as toothpaste or fluoride gels, other than topical application of fluoride
instruction for oral care such as hygiene or diet
charges by the dentist for completing dental forms
sterilization supplies
charges for broken appointments
treatment that would otherwise be free to you.