MMC Benefits Handbook
Participating in the Program
"You," "Your," and "Employee"
As used throughout this plan summary, "employee", "you" and "your" always mean:
  • For Marsh & McLennan Companies participants: a US regular employee of Marsh & McLennan Companies or any subsidiary or affiliate of Marsh & McLennan Companies (other than MMA).
  • For MMA participants: a US regular employee of MMA-Corporate, MMA-Alaska, MMA-Southwest, MMA-Northeast, Security Insurance Services of Marsh & McLennan Agency LLC or Marsh & McLennan Agency LLC, Private Client Services – National Region (MMA PCS – National).               
In addition, references in this document to Marsh & McLennan Companies mean Marsh McLennan.
The following section provides information on how you start participating in the program.
If you are an employee of Marsh & McLennan Companies or any subsidiary or affiliate of and you meet the requirements set forth below, you become eligible on your eligibility date.
Your eligible household members, which includes family members, are also covered under this program.