Benefits Handbook

If you die before you begin receiving your account, your beneficiary will automatically receive your account balance.

The beneficiary that you designate online is the beneficiary for your Supplemental Savings & Investment Plan account. However, if you were a participant in the Johnson & Higgins Supplemental Executive Savings Plan ("J&H Plan") and have a valid beneficiary designation on file for that plan, that designation will remain in force until changed for your Supplemental Savings & Investment Plan balance (which includes the prior J&H Plan balance).

If you have completed a beneficiary designation form under the Supplemental Savings & Investment Plan prior to September 1, 2017, it will continue to be in effect until you make a change to your beneficiary designation online.

If you do not have a Supplemental Savings & Investment Plan Beneficiary Designation on file at the time of your death, any benefit payable to you under the Plan will be paid to your surviving spouse or, if you are not married at the time of your death, to your estate.