Benefits Handbook

You should read the prospectus or offering statement, if applicable for the fund and the fund fact sheet for each fund. If you are an active employee, go to Colleague Connect (https://mmcglobal.sharepoint.com/sites/Home). Select Pay & Benefits and click My Pay & Benefits, select Transamerica under Savings & Financial Planning; then click Investments and select Fund and Fee Information. If you are a terminated employee, go to https://careers.marshmclennan.com/global/en/us-benefits and select Transamerica: then click Investments and select Fund and Fee Information.

You should read the Investment Return Fact Sheet. If you are an active employee, go to Colleague Connect (https://mmcglobal.sharepoint.com/sites/Home). Select Pay & Benefits, and click Find a Document then under Topic select 401(k)/SSIP Fund Fact Sheets; then click Apply and select the applicable plan. If you are a terminated employee, go to https://careers.marshmclennan.com/global/en/us-benefits and select the applicable plan and click Investment Return Fact Sheet. You may also speak directly with a representative of the fund company. The phone number and service hours can be found in the fund's prospectus or offering statement.