Benefits Handbook

If you terminate employment before the end of a quarterly purchase period, your contributions for the calendar quarter in which you leave, plus interest, will be refunded to you, and you will not be able to purchase shares at the end of that quarter. You must be employed by the Company on the designated purchase date in order to purchase shares for the preceding quarterly period.

Since you own the shares outright, you may hold, sell or transfer the shares to another service provider account. See "Share Ownership" for details.

No. Once you terminate employment, you will need to go to https://careers.mmc.com/global/en/us-benefits and select Benefits Handbook.